7 Jul 2017

According to the European Union´s Court of Justice Sentence, dated December 21, 2011, banks must now pay back the interests and expenses that were overpaid due to the floor clause of when a mortgage was formalized.

The floor clause is a contractual clause that establishes a minimum limit to the interest that will be applied in the quota even if the interest rate falls.

On June 1, 2017, 54 courts specializing in floor clause claims were opened. In Alicante we have the Court of First Instance nº 5bis specializing in this subject. In all of Spain, a total of 15,801 floor clause claims were registered in June, of which 1,411 are from the Valencian Community.

We can assist you with the claim to your bank to recover the interests and expenses that you have over paid.

Contact us today.

Please submit your enquiry using the following form and our staff will respond to any of your queries.

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